Current Mortgage Rates - January 2021

Annual Average 30 Year Fixed-Rate Mortgage Rates

The average 30 year fixed mortgage rate decreased dramatically from 3.94% in 2019 to an annual average of 3.11% in 2020. Above you will find the historical monthly average rate dating back to 2006. December 2020 ended with a monthly average of just 2.68% which was a historic record low!

Monthly data dating back to 1971 can be found here: http://www.freddiemac.com/pmms/pmms30.html